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Terms of Service

Effective Date: June 11, 2026

These Terms of Service (“Terms”) govern your access to and use of the websites, applications, tools, software, content, resources, emails, downloads, dashboards, calculators, checklists, quizzes, AI-assisted features, partner recommendations, and related services offered by ArlanWasHere LLC (“ArlanWasHere,” “Company,” “we,” “us,” or “our”), including the free business setup and organization tool currently known as Your First $5K Business Setup and any related pages, resources, or services that link to these Terms (collectively, the “Service”).

By accessing or using the Service, creating an account, clicking “I agree,” submitting information, using any tool, downloading any resource, or clicking any partner or affiliate link, you agree to these Terms. If you do not agree, do not use the Service.

These Terms are a legally binding agreement between you and ArlanWasHere LLC.

1. What the Service Is

The Service is a free educational and organizational tool designed to help U.S.-based coaches, consultants, creators, freelancers, side hustlers, service providers, and small business owners better understand and organize basic business setup information.

The Service may help users:

  • Track basic business income and expenses.
  • Organize payment platform information.
  • Understand general concepts such as sole proprietorship, self-employment, LLCs, S-Corps, business banking, contracts, bookkeeping, platform reports, estimated tax planning, and professional handoff preparation.
  • Create checklists, summaries, reminders, business readiness scores, monthly reviews, and educational action plans.
  • Prepare questions to bring to a qualified CPA, enrolled agent, attorney, bookkeeper, insurance professional, state agency, local agency, or other qualified professional.
  • Access links to paid products, courses, memberships, workshops, communities, consulting offers, affiliate partners, software providers, tax-related resources, business formation services, insurance providers, bookkeeping providers, legal template providers, or other third-party resources.

The Service is intended to help you get organized. It is not intended to replace professional advice.

2. The Service Is Free and May Link to Paid Products

The Service is currently offered as a free resource. The Service may include links, recommendations, calls to action, banners, emails, in-app messages, educational content, or prompts that direct you to paid products, memberships, workshops, courses, events, communities, consulting services, software, partner offers, affiliate offers, third-party services, or other commercial opportunities offered by ArlanWasHere LLC, its affiliates, its partners, or third parties.

You are never required to purchase a paid product to use the free portions of the Service unless we clearly state that a specific feature requires payment.

Paid products, memberships, workshops, courses, consulting services, downloads, templates, partner offers, affiliate services, and other paid resources may be subject to separate terms, refund policies, subscription terms, checkout terms, community rules, or agreements. If there is a conflict between these Terms and the specific terms for a paid product, the specific paid-product terms will control for that paid product.

3. Not Tax, Legal, Accounting, Financial, Investment, or Insurance Advice

The Service is for general educational and organizational purposes only. ArlanWasHere LLC is not your CPA, enrolled agent, tax preparer, attorney, bookkeeper, accountant, financial advisor, investment advisor, insurance broker, payroll provider, fiduciary, or government agency.

Nothing in the Service is tax advice, legal advice, accounting advice, financial advice, investment advice, insurance advice, payroll advice, business formation advice, or compliance advice.

The Service does not create any professional-client relationship, attorney-client relationship, accountant-client relationship, fiduciary relationship, advisory relationship, agency relationship, partnership, joint venture, employment relationship, or other special relationship between you and ArlanWasHere LLC.

You are solely responsible for consulting qualified professionals about your specific situation. You should speak with a qualified CPA, enrolled agent, attorney, bookkeeper, insurance professional, payroll provider, state agency, local agency, or other qualified professional before making decisions about reporting income, deducting expenses, paying estimated taxes, filing federal, state, or local taxes, forming an LLC, electing S-Corp tax treatment, creating or signing contracts, using legal templates, opening business bank accounts, buying business insurance, hiring contractors, working with clients, handling client data, logins, assets, or money, complying with federal, state, local, industry, or platform rules, or responding to tax forms, notices, audits, disputes, or legal claims.

4. No Guarantee of Accuracy, Completeness, or Applicability

We work to make the Service useful, practical, and easy to understand. However, laws, regulations, platform rules, tax thresholds, state requirements, local requirements, government forms, deadlines, fees, partner pricing, third-party services, and business practices can change.

We do not guarantee that the Service is accurate, complete, current, error-free, uninterrupted, secure, suitable for your situation, or sufficient for compliance.

The Service may include general thresholds, stage-based recommendations, educational summaries, checklists, prompts, readiness scores, reminders, warnings, partner suggestions, or AI-assisted outputs. These are not official determinations. They may not apply to your specific facts, state, city, county, entity structure, income level, expenses, business type, tax situation, legal risk, client work, or personal circumstances.

You are responsible for verifying all information with qualified professionals and official sources before relying on it.

5. No Tax Filing, Legal Filing, Entity Formation, or Compliance Filing

The Service does not file taxes. The Service does not prepare or submit tax returns. The Service does not file LLC paperwork. The Service does not file S-Corp elections. The Service does not file C-Corp paperwork. The Service does not file annual reports. The Service does not obtain business licenses. The Service does not obtain EINs. The Service does not open bank accounts. The Service does not sell insurance. The Service does not process payroll. The Service does not submit documents to the IRS, state agencies, local agencies, courts, banks, insurance companies, payment platforms, or other third parties on your behalf.

If the Service links to a third-party provider that offers these services, that provider is solely responsible for its own services, terms, pricing, filings, support, and performance.

6. Your Responsibility to Report Income and Follow the Law

You are solely responsible for understanding and complying with all laws, rules, regulations, filing obligations, tax obligations, recordkeeping requirements, reporting requirements, business licensing requirements, professional licensing requirements, sales tax obligations, consumer protection rules, employment rules, contractor rules, privacy obligations, and platform rules that apply to you.

You are responsible for reporting income as required by law, even if you do not receive a tax form from a payment platform, client, marketplace, or third party.

You are responsible for tracking your income, expenses, fees, refunds, payouts, documents, contracts, and records. You are responsible for ensuring that your records are accurate and complete. You are responsible for reviewing any output generated by the Service before using it.

You agree not to use the Service to hide income, avoid taxes, misrepresent business activity, misclassify workers, commit fraud, evade reporting obligations, violate platform rules, violate privacy rights, or engage in unlawful conduct.

7. User Accounts

You may need to create an account to access certain features. You agree to provide accurate information and keep your account information up to date. You are responsible for maintaining the confidentiality of your login credentials. You are responsible for all activity that occurs under your account. You agree to notify us promptly if you believe your account has been accessed without authorization.

We may suspend, restrict, or terminate your account if we believe you have violated these Terms, misused the Service, created risk for us or others, submitted false or misleading information, attempted to bypass security measures, or used the Service unlawfully.

8. Eligibility

You must be at least 18 years old to use the Service. The Service is intended for users located in the United States or users seeking general educational information about U.S.-based side businesses and small businesses.

The Service is not designed for children, minors, non-U.S. tax systems, regulated financial institutions, public companies, venture-backed startups requiring complex corporate counsel, law firms, accounting firms, tax practices, investment advisory firms, insurance agencies, payroll providers, or users seeking professional advice from ArlanWasHere LLC.

If you use the Service on behalf of a business or organization, you represent that you have authority to bind that business or organization to these Terms.

9. User Content and Information You Provide

You may provide information to the Service, including business stage, state, business type, payment platforms, income entries, expense entries, checklist answers, notes, quiz responses, reminders, summaries, preferences, uploaded CSV files, and other information (“User Content”).

You retain ownership of your User Content. You grant ArlanWasHere LLC a non-exclusive, worldwide, royalty-free license to use, host, store, process, reproduce, display, modify, transmit, and analyze your User Content solely as reasonably necessary to operate, maintain, improve, secure, and provide the Service, generate outputs for you, provide support, comply with legal obligations, and enforce these Terms.

You represent that you have the right to submit your User Content and that your User Content does not violate any law, contract, privacy right, intellectual property right, or third-party right. You are solely responsible for the accuracy, legality, and completeness of your User Content.

10. Sensitive Information Restrictions

The Service is not designed to collect or store highly sensitive personal, financial, tax, identity, or government information.

You agree not to submit, upload, paste, enter, or store any of the following in the Service:

  • Social Security numbers.
  • EINs.
  • Full tax returns.
  • W-2s.
  • Government IDs.
  • Passport numbers.
  • Driver’s license numbers.
  • Bank account numbers.
  • Credit card numbers.
  • Full payment card information.
  • Payroll records containing sensitive employee information.
  • Medical information.
  • Passwords.
  • API keys.
  • Client login credentials.
  • Confidential client data you are not authorized to share.
  • Any information you are prohibited from sharing.

If you submit sensitive information despite these restrictions, you do so at your own risk. We may delete, restrict, or remove such information if we identify it.

11. No Document Vault

The current version of the Service does not include a document vault. The Service is not intended to store sensitive legal, tax, financial, identity, or government documents.

If a future version of the Service includes file upload, document storage, CSV import, or similar functionality, additional terms, privacy disclosures, upload restrictions, security rules, and user responsibilities may apply.

12. Platform Data, CSVs, and Manual Entries

The Service may allow you to manually enter or import information from platforms such as Skool, Stan, Stripe, PayPal, Gumroad, Venmo Business, Cash App Business, Zelle, direct invoices, bank transfers, or other payment tools.

You are responsible for ensuring that any manually entered or imported information is accurate, complete, and not double-counted. The Service may help identify possible duplicate entries, missing records, platform overlaps, or inconsistencies, but we do not guarantee that all errors, omissions, duplicates, or discrepancies will be detected.

Platform dashboards, payment records, exports, and tax forms may not match your final tax reporting obligations. You are responsible for reconciling records with qualified professionals and official sources.

13. AI-Assisted Features

The Service may include AI-assisted features that generate explanations, summaries, checklists, suggested next actions, reminders, questions for professionals, educational outputs, or organizational insights.

AI-assisted outputs may be incomplete, inaccurate, outdated, misleading, or not applicable to your situation. AI-assisted features are not professional advice. You should not rely on AI-assisted outputs as the sole basis for tax, legal, accounting, financial, insurance, entity, compliance, or business decisions.

You are responsible for reviewing all AI-assisted outputs before using them. We may restrict certain AI outputs to reduce risk, including refusing prompts that seek tax evasion, fraud, legal conclusions, exact tax calculations, aggressive tax strategies, worker misclassification, hiding income, or other harmful conduct.

14. Readiness Scores, Forecasts, Estimates, and Reminders

The Service may provide readiness scores, organization scores, business stage labels, forecasts, savings bucket estimates, tax savings bucket estimates, revenue projections, monthly summaries, compliance calendar reminders, and smart escalation triggers.

These features are educational and organizational only. They are not tax calculations. They are not legal determinations. They are not accounting records. They are not financial projections. They are not guarantees. They are not compliance certifications.

They do not mean you are tax-ready, audit-proof, legally protected, insured, compliant, profitable, or entitled to any tax benefit. Any estimated tax savings bucket is only a planning tool to help you think about saving money. It is not the amount you owe. Any forecast is only a planning estimate based on the information available in the Service. It is not a guarantee of future revenue, profit, taxes, savings, growth, or business results. Any calendar reminder is a prompt to verify a potential deadline. It is not a complete list of deadlines and may not apply to you.

15. Partner Links, Affiliate Links, and Third-Party Services

The Service may include links to third-party websites, tools, software, services, products, courses, platforms, providers, professionals, affiliates, partners, sponsors, or advertisers (“Third-Party Services”).

Some links may be affiliate links, referral links, sponsored links, or compensated partnerships. We may earn a commission, referral fee, sponsorship fee, revenue share, or other compensation if you click a link, sign up, purchase, or use a Third-Party Service. We aim to make affiliate relationships and material connections clear where appropriate.

Partner recommendations are educational and stage-based. They are not endorsements that a specific provider is right for you. You are responsible for reviewing third-party terms, privacy policies, pricing, refund policies, qualifications, licenses, services, and risks before using any Third-Party Service.

We do not control and are not responsible for Third-Party Services, including their accuracy, availability, security, performance, legality, advice, filings, tax work, legal work, insurance products, banking services, software, customer support, pricing, refunds, or outcomes. Your relationship with any third party is solely between you and that third party. We are not liable for any loss, damage, claim, fee, penalty, tax liability, legal issue, missed deadline, filing error, service failure, data issue, privacy issue, or dispute arising from your use of Third-Party Services.

16. Paid Products, Communities, Courses, Workshops, and Memberships

ArlanWasHere LLC may offer paid products or services, including courses, memberships, workshops, templates, communities, events, consulting, certification-related resources, digital downloads, coaching, office hours, or other paid offers.

Paid products may have separate terms, checkout terms, refund policies, community guidelines, license restrictions, access rules, cancellation rules, subscription terms, or payment terms. Unless a paid product expressly states otherwise in writing, all paid products are educational only and do not include tax, legal, accounting, financial, investment, or insurance advice.

We do not guarantee that any paid product will produce a specific business result, revenue result, tax result, legal result, audience growth result, client result, funding result, investment result, or income result.

17. No Earnings or Business Results Guarantee

We do not guarantee that you will make money, save money, avoid penalties, reduce taxes, form the right entity, avoid legal disputes, get clients, grow your audience, become compliant, receive a refund, qualify for deductions, obtain financing, obtain insurance, or achieve any particular result.

Examples, case studies, testimonials, revenue references, business examples, platform examples, or educational scenarios are for illustration only. They do not guarantee your results. Your results depend on many factors outside our control, including your actions, experience, effort, market, pricing, offer, audience, state, tax situation, legal situation, expenses, records, risk, platform usage, and professional guidance.

18. Acceptable Use

You agree not to use the Service to:

  • Violate any law, regulation, rule, contract, or third-party right.
  • Hide income or evade taxes.
  • Commit fraud or misrepresentation.
  • Misclassify employees or contractors.
  • Provide illegal tax, legal, accounting, financial, insurance, or investment advice to others.
  • Upload prohibited sensitive information.
  • Upload malware, viruses, scripts, harmful code, or malicious files.
  • Attempt to access another user’s account or data.
  • Reverse engineer, scrape, crawl, copy, or interfere with the Service.
  • Bypass security features.
  • Overload, disrupt, or damage the Service.
  • Use the Service to build a competing product without written permission.
  • Use our content, brand, or resources in a misleading way.
  • Resell, sublicense, or commercially exploit the Service without written permission.
  • Harass, abuse, threaten, or harm others.
  • Submit false, misleading, defamatory, infringing, or unlawful content.

We may investigate, suspend, restrict, remove, or terminate access if we believe you have violated these Terms.

19. Intellectual Property

The Service, including its design, software, workflows, dashboards, copy, frameworks, checklists, prompts, quizzes, educational content, templates, graphics, logos, names, videos, downloads, and other materials, is owned by ArlanWasHere LLC or its licensors and is protected by intellectual property laws.

You may use the Service for your personal or internal business organization purposes. You may not copy, reproduce, distribute, sell, license, modify, create derivative works from, publicly display, publicly perform, scrape, reverse engineer, or exploit the Service or its content except as expressly permitted by us in writing.

You may not use the names “ArlanWasHere,” “Your First $5K,” “Your First $5K Business Setup,” or any related brand, logo, phrase, or mark in a way that suggests endorsement, affiliation, sponsorship, or ownership without written permission.

20. Feedback

If you send us ideas, suggestions, improvements, requests, comments, testimonials, bug reports, or other feedback, you grant ArlanWasHere LLC a perpetual, irrevocable, worldwide, royalty-free license to use, copy, modify, publish, distribute, and commercialize that feedback without restriction or compensation to you.

21. Privacy

Your use of the Service is also governed by our Privacy Policy. The Privacy Policy explains how we collect, use, disclose, and protect information. By using the Service, you agree that we may collect and use information as described in the Privacy Policy.

If the Service processes personal information from California residents or other covered users, privacy rights may apply under applicable law. We will handle privacy requests as described in our Privacy Policy and applicable law. These Terms are not a substitute for the Privacy Policy.

22. Communications

By creating an account or using the Service, you agree that we may send you transactional, administrative, security, account, product, reminder, educational, and service-related communications.

If you opt into marketing emails, you may also receive promotional messages about ArlanWasHere LLC products, memberships, workshops, events, courses, communities, partner offers, affiliate offers, or related resources. You may unsubscribe from marketing emails using the unsubscribe link in those emails. You may still receive transactional or account-related communications.

23. Service Availability and Changes

We may modify, suspend, discontinue, replace, limit, or remove any part of the Service at any time without liability. We may add or remove features, change eligibility, modify workflows, adjust recommendations, update content, change partner links, change pricing for paid products, or stop offering the Service.

We do not guarantee that the Service will always be available, uninterrupted, secure, timely, or error-free. We are not liable for downtime, data loss, feature changes, discontinued features, third-party failures, internet outages, platform outages, or technical issues.

24. Beta Features

Some features may be experimental, early access, beta, or in testing. Beta features may be incomplete, unstable, inaccurate, or discontinued at any time. You use beta features at your own risk.

25. Disclaimers

The Service is provided “as is” and “as available.” To the fullest extent permitted by law, ArlanWasHere LLC disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, security, and reliability.

We do not warrant that:

  • The Service will meet your needs.
  • The Service will be accurate, complete, current, secure, uninterrupted, or error-free.
  • Outputs will be correct or applicable.
  • Recommendations will be suitable for you.
  • Third-party services will perform as expected.
  • You will achieve any business, tax, legal, financial, or compliance result.
  • Errors will be corrected.
  • The Service will be free of harmful components.

26. Limitation of Liability

To the fullest extent permitted by law, ArlanWasHere LLC, its owners, officers, directors, members, managers, employees, contractors, affiliates, partners, licensors, service providers, agents, successors, and assigns will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or enhanced damages, including lost profits, lost revenue, lost savings, lost business opportunity, loss of goodwill, loss of data, tax penalties, legal fees, accounting fees, filing fees, government penalties, missed deadlines, business interruption, or third-party claims, even if we have been advised of the possibility of such damages.

To the fullest extent permitted by law, our total liability for any claim arising out of or relating to the Service or these Terms will not exceed the greater of:

  1. The amount you paid directly to ArlanWasHere LLC for the specific Service giving rise to the claim in the three months before the claim arose; or
  2. One hundred dollars.

Because the Service is currently free, this limitation may mean our total liability is limited to one hundred dollars. Some jurisdictions do not allow certain limitations of liability, so some limitations may not apply to you.

27. Indemnification

You agree to defend, indemnify, and hold harmless ArlanWasHere LLC, its owners, officers, directors, members, managers, employees, contractors, affiliates, partners, licensors, service providers, agents, successors, and assigns from and against any claims, damages, losses, liabilities, costs, expenses, penalties, fines, judgments, and fees, including reasonable attorneys’ fees, arising out of or relating to:

  • Your use of the Service.
  • Your User Content.
  • Your violation of these Terms.
  • Your violation of law.
  • Your violation of third-party rights.
  • Your business activities.
  • Your tax, legal, accounting, financial, insurance, entity, filing, reporting, or compliance decisions.
  • Your use of Third-Party Services.
  • Your reliance on Service outputs.
  • Your submission of inaccurate, incomplete, unlawful, or sensitive information.
  • Your misuse of the Service.
  • Any dispute between you and a client, customer, contractor, partner, platform, professional, government agency, or third party.

28. Dispute Resolution, Arbitration, and Class Action Waiver

Please read this section carefully because it affects your rights.

You and ArlanWasHere LLC agree to first try to resolve any dispute informally. Before filing a claim, the party bringing the claim must send written notice describing the dispute, the requested relief, and contact information. Notices to ArlanWasHere LLC must be sent by email to legal@arlanwashere.com with the subject line “Legal Notice.”

The parties will attempt in good faith to resolve the dispute for 30 days after notice is received.

If the dispute is not resolved informally, any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved by binding individual arbitration, except that either party may bring a claim in small claims court if the claim qualifies.

The arbitration will be administered by JAMS under its applicable rules. The arbitration will take place in Los Angeles County, California, unless the parties agree to video, telephone, or written-submission arbitration.

The arbitrator will have authority to award the same individual relief that a court could award, subject to these Terms.

You and ArlanWasHere LLC agree that disputes will be resolved only on an individual basis. You and ArlanWasHere LLC waive any right to bring or participate in a class action, class arbitration, collective action, representative action, private attorney general action, or consolidated proceeding.

If the class action waiver is found unenforceable for a particular claim, that claim must proceed in court and not in arbitration.

Nothing in this section prevents either party from seeking injunctive or equitable relief in court for intellectual property misuse, unauthorized access, data security issues, or misuse of confidential information.

29. Governing Law

These Terms and any dispute arising out of or relating to these Terms or the Service are governed by the laws of the State of California, without regard to conflict of law principles.

Subject to the arbitration provision above, any court proceeding must be brought in the state or federal courts located in Los Angeles County, California, and you consent to personal jurisdiction and venue in those courts.

30. Termination

You may stop using the Service at any time. We may suspend, restrict, or terminate your access to the Service at any time if we believe you violated these Terms, misused the Service, created risk or possible legal exposure for us or others, submitted prohibited sensitive information, attempted unauthorized access, used the Service unlawfully, or continued access is no longer commercially, legally, or technically feasible.

After termination, provisions that by their nature should survive will survive, including intellectual property, disclaimers, limitation of liability, indemnification, dispute resolution, governing law, and any payment obligations related to paid products.

31. Account Deletion and Data Retention

You may request account deletion through the Service or by contacting support@arlanwashere.com.

We may retain certain information as needed to comply with legal obligations, resolve disputes, enforce agreements, prevent fraud, maintain security, keep business records, process refunds, manage affiliate records, or comply with tax, accounting, or operational requirements.

We may delete inactive accounts or data in accordance with our policies. Deleting your account may permanently remove access to your dashboard, entries, summaries, checklists, reminders, recommendations, and other Service data.

32. Changes to These Terms

We may update these Terms from time to time. When we make material changes, we may notify you by posting updated Terms, changing the effective date, sending an email, or providing notice through the Service. Your continued use of the Service after updated Terms become effective means you accept the updated Terms. If you do not agree to updated Terms, you must stop using the Service.

33. Miscellaneous

These Terms, together with any applicable Privacy Policy and paid-product terms, constitute the entire agreement between you and ArlanWasHere LLC regarding the Service.

If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect. Our failure to enforce any provision is not a waiver. You may not assign these Terms without our written consent. We may assign these Terms in connection with a merger, acquisition, reorganization, sale of assets, financing, change of control, or by operation of law. Section headings are for convenience only. The word “including” means “including without limitation.”

34. Contact

Questions about these Terms may be sent to:

ArlanWasHere LLC
Email: support@arlanwashere.com
Legal notices: legal@arlanwashere.com

35. User Acknowledgment

By using the Service, you acknowledge and agree that:

  • The Service is educational and organizational only.
  • ArlanWasHere LLC is not your CPA, attorney, accountant, financial advisor, insurance broker, payroll provider, or fiduciary.
  • The Service does not provide tax, legal, accounting, financial, investment, insurance, or compliance advice.
  • The Service does not file taxes, form entities, make elections, open bank accounts, sell insurance, or submit government filings.
  • You are responsible for reporting income, tracking expenses, saving for taxes, keeping records, verifying deadlines, and consulting qualified professionals.
  • You should not submit SSNs, EINs, bank account numbers, full tax returns, W-2s, government IDs, or other sensitive information.
  • The Service may include affiliate links or links to paid products, and ArlanWasHere LLC may earn compensation from certain links or recommendations.
  • You use the Service at your own risk.